If you’re interested in the independent home sales status and want answers to your questions about combining this activity with your unemployment rights, you’re in the right place!
Please note that the VDI status is compatible with receiving your unemployment benefits. However, there are differences compared to the traditional permanent or fixed-term contract status. In this article, we give you all the details about combining statuses, the social protection you can benefit from, and the VDI status in general.
The VDI status
The independent home sales status is the one chosen by all ELORA advisors. This status was created in 1993 and has the advantage of being accessible without any prerequisites. In fact, to benefit from VDI status, you don’t need a diploma or experience in the chosen field. You simply need to be of legal age and motivated!
With VDI status, you can become independent, supplement your current income, or start a business in a field you truly enjoy. Thanks to this profession, you work autonomously, from home or wherever you wish, managing your schedule according to your needs and desires.
Please note: the VDI is still governed by specific laws. That’s why it’s important to be familiar with the various regulations in force and to understand what a VDI contract entails.
This status is perfectly compatible with a busy family life or a desire to start a business in a field that reflects who you are. To truly thrive as an independent home saleswoman, we recommend choosing a brand that shares your values and in which you believe.
Learn more about becoming an Fashion Consultant Elora (fashion advisor).
Social protection, retirement, and taxation
Do you have questions about the social protection offered by the VDI status? Good news! The independent home sales agent benefits, under the same conditions as all those covered by the general Social Security scheme, from basic health and pension insurance.
You therefore have access to maternity, health, and disability insurance benefits, among others, but you must meet certain conditions (minimum number of working hours, minimum registration period, etc.). We invite you to contact our team to learn more.
However, VDI does not contribute to supplementary retirement and therefore will not have access to the same rights as more traditional statuses. To better understand the specifics of VDI retirement, it’s essential to plan ahead and prepare personal savings.
If you are 100% VDI, it’s a good idea to manage your budget carefully and set money aside each month to ensure a safety net. For example, you can define the budget you need each month to live and treat yourself. Any surplus can be saved in another account to build up a reserve if needed.
Finally, regarding taxes, VDIs act as self-employed workers and therefore declare their earnings as personal income.
Combining ARE and VDI activity
Under certain conditions, you can combine your VDI activity and your unemployment benefits. It is possible to receive jobseeker’s allowance (ARE) while working as a VDI.
Several options are available to you:
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If you become a VDI before leaving your main job, you can combine your rights and your activity 100%.
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If you become a VDI after losing your salaried job, you can combine your rights and activities, but your unemployment benefit will depend on your earnings.
You should know that combining VDI earnings with ARE is possible as long as it does not exceed your monthly reference salary.
Please note: certain specific situations may also raise questions, especially when combining VDI and civil servant status.
For more information about combining two sources of income related to Pôle Emploi and your VDI status, contact your Pôle Emploi advisor or our ELORA team.
Declaring income to Pôle Emploi
Are you receiving unemployment benefits and deciding to become a VDI? You must inform Pôle Emploi of your VDI status so you can send them your monthly commission statements, which will be provided by ELORA.
An annual adjustment can also be set up. In this case, you will need to declare the hours worked to Pôle Emploi, specifying your actual hours and your commissions.
Income must be declared to Pôle Emploi every month and can be done directly online via the dedicated platform.
